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What are New Build Warranties

A New Build 10 Year Warranty, is an insurance policy, lasting 10 years which protects home owners against major structural damage. They can sometimes be called New Home Warranty, New Build Warranty or Structural Warranty.

 

Building regulations lays down the standards for the structure of your new home, the warranty provider chosen by your house builder will visit intermittently to check the progress of the build against these standards.

 

There are set industry standards for individual trades ie Electrics, Plumbing and Solar panal installation but there are currently no set standards for the interior of the home ie paintwork, kitchen cabinets and carpets.

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 UK government does not require homeowners to take out new build 10 year warranty on their new buildings. However, most buildings are covered by this warranty as it is required by lenders. It is accepted by the Council of Mortgage Lenders and high-street lenders. As a homeowner, you should note that newly-built houses may easily experience structural damage because of latent defects, and these issues can be very expensive to fix. With a warranty, the insurance company will pay for the repair or even complete reconstruction.

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NHBC are the UK’s leading independent provider of warranty and insurance for new-build homes.

Established in 1936 their purpose is to raise standards in house building by championing high-quality homes and protecting homeowners.

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